HomeNews & IdeasA Thousand CheatsThe “Just Asking” Gambit

The “Just Asking” Gambit

Assumption
Customers making inquiries aren’t risks—they’re just confused.

Reality
Repeat “what if” calls about coverage are often pre-loss rehearsals—and should be treated like soft claims.

The So What
Don’t ignore the paper trail of intent. Underwriting should factor in attempted losses, not just successful ones.

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