P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the list – which you’d expect because they’re the largest insurer in the nation. But that being said, they seem to be overrepresented.
On the other hand, the second largest carrier – Progressive – isn’t even on the list once. Even in auto insurance where they are now effectively tied with State Farm. Which is surprising. And rather than speculate, I am asking the audience: why wouldn’t Progressive be on this list? What do they do differently to avoid lawsuits? Or is most of the litigation in Homeowners where Progressive is relatively small?
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