Caught between the Devil and the Deep Blue Sea
P&C Specialist has an important article about how State Farm is intensifying is aggressive auto insurance pricing strategy which has lost tens […]
When the workplace has no walls: Risk management must address the remote revolution
It’s getting harder to tell where work ends and risk begins. A recent article from PropertyCasualty360 outlines how the post-COVID work environment […]
State Farm finally turns the corner but faces a long-term problem
P&C Specialist highlights State Farm’s recent return to profitability, marking a positive shift during an exceptionally strong year for the industry. However, […]
The Accident Date Switcheroo
Much of the excess personal auto losses that carriers incur involved manipulations after the policy is bound. One such ‘cheat’ is when […]
Where’s Progressive?
P&C Specialist recently published a list of the most sued insurance companies in the United States. Several State Farm units lead the […]
Three AI Mistakes We See Insurance Carriers Making
Insurance carriers typically make three mistakes when implement AI
Fast Isn’t Always Smart: Why high speed Claims Tech puts the cart before the horse
Every few years, insurance circles back to the same promise like it’s breaking news:“Faster claims. Faster payments. Happier customers.” And every few […]
The “Just Asking” Gambit
AssumptionCustomers making inquiries aren’t risks—they’re just confused. RealityRepeat “what if” calls about coverage are often pre-loss rehearsals—and should be treated like soft […]
The Vengeful Risk
AssumptionDenied claims end the story. RealitySome customers don’t give up—they escalate. Reframe. Refile. Shift lines. The So What“Denial revenge” is real. And […]
The Deductible Dodger
AssumptionSmall claims below the deductible means a responsible risk. RealityOr it means a customer who tries to claim for every minor event […]
The Vanishing Claim
Assumption – No claim payout means ‘no problem’. Reality – Not every closed-without-pay claim is harmless. Sometimes it’s a “test balloon” for […]
Connected Underwriting USA 2025
Excited to attend Connected Underwriting USA 2025 in Austin. “Hope to see you there for chat about risk selection and some […]
