Tariffs are just one more uncertainty that insurers need to manage. But far from the biggest.
The insurance industry is once again in a race against rising costs. The on again, off again trade posturing across the globe […]
Progressive is growing so fast because they know that the key to insurance success is advanced risk selection
Progressive has mastered the art of turning insurtech into profit, while the rest of the personal lines insurance industry continues to miss […]
Can Insurers Fix Flawed Risks Before It’s Too Late?
The personal lines property and casualty insurance market is at a breaking point. Catastrophe losses are mounting, regulatory pressures are shifting, and […]
Love Your Good Customers, Especially Those in Tough Markets
In the complex world of insurance, it’s tempting to lump policyholders into neat categories based on their perceived risk: good segments, bad […]
Carrier agility is a vital skill in Personal Lines P&C
Carrier agility is becoming an increasingly vital skill, yet according to this story from P&C Specialist, some carriers are still struggling two […]
Another data magic bullet backfires
Allstate is being sued by Texas over its attempt to use its app to monitor customer driving behavior. It always surprises me […]
Insurers need to channel their inner Santa
We all know the story: “He knows when you’re sleeping, he knows when you’re awake. He knows if you’ve been bad or […]
Expanding Horizons: How Continuous Risk Management Empowers Niche Carriers to Grow with Confidence
Small and mid-market commercial insurance carriers often specialize in niche markets, providing tailored coverage to specific industries or business segments. These carriers […]
Which is Riskier? The (Fake) Bear in the Room
Insurance is full of surprises, but few are as wild as that story about the “bear” turning out to be a furry […]
The Domino Effect of Poor Risk Selection on Carrier Performance
Accurate risk selection is the heartbeat of profitability. According to Insurance Journal, for the second year in a row, the U.S. property […]
Overlooked Risks in Personal Lines: The High Cost of Missed Indicators and the Imperative for Continuous Monitoring
Consider the impact of fire protection classifications in homeowners insurance, where misclassifying a property’s proximity to a water source can lead to […]
What Now? Navigating Climate Risk in the New Normal
Hurricane Milton just struck Florida causing widespread damage, and in the wake of Hurricane Helene, insurance carriers face a major challenge: processing […]
