You can’t always price right 
The storm exposes the risk. But are you ready for it? 
Auto insurance risks are changing rapidly; to survive, carriers must get far better at picking risks 
Workers comp: The ‘Volunteer’ 
Class code chicanery 
There are six critical points where excess insurance risk can be mitigated – but you must focus on them all 
The digital market is here, you need digital armor to compete 
Workers Comp: Lowballing Headcounts idFusion unites the entire organization around the "Power of Now"
- A complete, common customer data view
- Common analytical tools
- User composed (no programming)
- Designed for real time decisions and intervention at POS
Quote Manipulation
Application change monitoring, multiple submission detection, connected application detection and targeted attest collection that deter and delete manipulation.
Undisclosed Driver
Continuous quote monitoring, prior policy tracking, prior claim analysis, actual driver analysis, missing node prediction, idGetData, prefill and targeted attest collection to deter and defeat undisclosed driver misrepresentation.
Identity Verification
Application personalization/ selfie image capture, shared connection detection, targeted attest collection to deter and eliminate identity misrepresentation at POS.
Garaging Verification
Geomapping & GPS, photo analysis, targeted attest collection, multiple address detection and reconciliation, 2nd home services that detect and deter likely garaging misrepresentation at POS.
Enhanced Underwriting
Anomalies trigger additional questions, customer interaction paths, requests for information, pictures, validation via mail/email, other user defined friction to resolve issues before binding at POS.
Pre-existing Damage
Image capture for higher risk persons, vehicle types, garaging types, high-risk neighborhoods, young drivers, vehicles with prior accidents at POS.
High Risk Scores
VeracityID applies AI/Machine Learning methods using customer attributes, history, behavior and past results to predict losses from claims and early cancellation. Eliminates excess losses, unpaid premium, UW and LAE costs at POS.
Commercial Use
Detect high risk of commercial use, utilize images and image collection to evaluate at POS
Claims File Prep
Accumulates a comprehensive file on an existing risk that is available to Claims and SIU to speed resolution and lower costs at claim and in investigations. This is particularly true for catastrophic risk situations.
