idFusion unites the entire organization around the "Power of Now"
Rapid Rules Deployment
Allows carriers to respond to market changes and target unique market or customer attributes in days rather than months. Lets carriers lead the market rather than chasing it by allowing business users to test, deploy, manage and report outcomes of new UW/risk selection rules without IT intervention.
Agency Management Rules
Carriers often present unique contractual/product limitations as part of appointments based on agency experience, scale, type (EA/IA). Cores systems not efficient or fast at creating, managing or maintaining agency rules; MBR not ‘easy’ to manipulate; idFusion allows rules in minutes & clicks…
POS Document Capture & Analysis
Corrects the high incidence of pre-fill errors and omissions, allows for automated capture of data, documents and images needing validation. Automates the reading of documents to detect non-compliant for further action. Allows carriers to reorient staff to high value problem solving while still enforcing and therefore ensuring compliance to key risk rules. This solution allows carriers to expand and improve UW at low marginal cost, trigger Claims action at point of claim and build evidence files for catastrophic loss events.
POS Vehicle Image Capture & Damage Detection
Targets common problems of preexisting damage and claims padding. idFusion enables quick customer self-service image capture, identifies damaged assets, informs customer of condition (dissuasion), alerts claims when a previously damaged car has a claim and more.
Government ID Reader & Analysis
Confirms personal characteristics of applicant, can execute facial recognition vs social media at POS or claim to dissuade fraud. Effective for FDL capture personal characteristics capture / match (e.g., age); helps avoid/deter multiple users of identity on a policy.
Rapid Third-Party Integration
idFusion brings radically accelerates third party integration at much lower cost via our idGetData API platform. This, combined with idRuleBuilder and idResolve allows carriers to test and deploy new third party data enabled solutions in days or weeks rather than months with much less IT intervention.
High Cost to Serve
identifies policy “frequent flyers” that are unprofitable because of many claims, endorsements, cancels and reinstates, etc.
Compliance & Controls
50 DOI’s increasing concerned about redlining, disclosures and more. Allows immediate creation of rules and reports to monitor specific compliance requirements at any jurisdictional level (state, county, city, zip). Enables proactive competitive compliance strategies.