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What is idGetData?
idGetData is a Value-Added API Service designed for the insurance industry and delivered as Software as a Service (‘SaaS’). It allows carriers of all sizes to add or replace the many interfaces with third-party data and service providers with a single interface to a managed data and services acquisition hub.
Why do I need an API Service?
Today’s insurance industry depends on third-party data services to deliver critical and timely information to key decision processes. These services are delivered via SaaS models that depend upon API’s (Application Programming Interfaces) to make web service ‘calls’. API’s are the data ‘connectors’ that link multiple SaaS capabilities into idFusion’s suite of integrated, real-time web solutions.
Developing, testing and administering multiple API’s is a costly and resource-intensive effort that offers little competitive advantage or customer insight. A managed API service enables carriers to quickly add or change service providers in a ‘plug and ‘play’ mode – and liberates scarce business and IT resources to focus on points of differentiation, reduce time to market, and save money.
Benefits
- Single carrier API enables real-time access to multiple web services and faster time to market
- “Plug and play” ability to test and compare web services without a major IT investments in API development, change management and maintenance
- Administrative dashboard to manage billing, usage and delivery of services
- Seamless transition to/from web and mobile devices for application processing, Addresses multiple risk types in auto, homeowners and other lines of business
- Faster to market, faster to respond to changing market conditions with new data
- Deeper insight into vendor data quality, fill rates and impact
- Real-time capture capabilities at customer-defined pace
How is idGetData Delivered?
idGetData is offered as a subscription service to insurance carriers who are authorized to acquire and utilize customer information to make underwriting and claims decisions. idGetData may be delivered as:
- Stand-alone API service for carriers wishing to access multiple web services
- Integrated with idFetch™ services for field staff requiring instant data
- Module of idFusion suite of fraud detection & intervention services
