The “Just Asking” Gambit 
The Vengeful Risk 
The Deductible Dodger 
The Vanishing Claim 
Connected Underwriting USA 2025 
Join us at the Scout Social Cleveland 
How to think about AI progress 
Why is personal lines underwriting so technologically backward? idFusion Tools
What is idDamageDetect ?
idDamageDetec™ is an AI/ML-enabled tool that reviews and detects damage on the exterior of vehicles from secure images captured by the idMobile image capture mobile web service. When used for suspicious risks at POS, idDamageDetect eliminates pre-existing damage claims by identifying any damage and its location on the vehicle prior to issue.
Why Do I Need This Tool?
idDamageDetect eliminates pre-existing damage by enabling a ‘virtual inspection’ prior to issuing a policy.
Benefits
- Enhances underwriter productivity
- Discourages customers seeking to submit fraudulent claims
- Enhances SIU investigations
- Improves claims adjuster ability to detect padded claims
- Validates vehicle eligibility
How is idDamageDetect Delivered?
idDamageDetect is a SaaS subscription service and offered in two versions.
- Bundled with ‘the idFusionTM Enterprise’ suite of services. It lets users select when to request images at quote and endorsement.
- Delivered as a standalone service that can be called manually or via a web service call from a carrier core system.
